THE LENDING MIX

Mortgage guidance that feels personal.

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THE LENDING MIX

find your dream home

at CMG HOME LOANS

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MORTGAGE GUIDANCE THAT FEELS PERSONAL

Buying a home is one of the biggest financial decisions you'll make. We believe the lending process should feel clear, straightforward, and tailored to your goals.

Whether you're purchasing your first home, refinancing, or building your investment portfolio, we're here to help you move forward with confidence.

MEET THE TEAM

ERIN & JENNI

SCHEDULE A CONSULTATION

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THE LENDING MIX

ADVANTAGE

Local Knowledge

We are real individuals who are well-versed in your specific areas of interest. Rest assured, there are no automated bots here—just genuine human expertise tailored to your needs!

Fast ProcessING

We strive to expedite the closing of your loan, and we're equipped to handle unexpected challenges with ease! We've done this a time or two; it's a walk in the park!

Superior service

We provide a hybrid solution that combines fast, cutting-edge technology to expedite the closing process with traditional customer service and communication methods.

Leveraging Tech

We offer state-of-the-art online technology such as secure mobile uploading, while also providing traditional methods of assistance for those who prefer them.

NEW TO THE HOMEBUYING PROCESS?

GET THE GUIDE

Grab our FREE Homebuyers Guide.

- Jessica Reed

"As a first-time homebuyer in Michigan, I felt totally overwhelmed by all the mortgage options and details. Erin Milstead was an absolute lifesaver. Her deep knowledge of mortgage products and her CPA background made everything so much easier to understand. She really helped me figure out how to make my money work smarter, not harder. Plus, she treats every client with incredible dedication, no matter the size of the loan."

- Michael Richardson

"Erin's approach to mortgage lending is truly amazing. When I was in North Carolina, she came up with creative financing solutions that perfectly fit both my short-term and long-term financial goals. She's incredible at explaining things and guiding you through the process. Erin makes complicated decisions feel easy and secure."

- Karen Rutherford

"When it came to refinancing our home in Florida, we were looking for someone who could offer more than just standard options. Erin Milstead impressed us with her outside-the-box thinking and deep financial knowledge. She's not just a Lender; she's a financial strategist who genuinely cares about your future."

- Derek Spencer

"Finding a Lender who really listens and gets your financial goals in South Carolina can be tough. But Erin was a breath of fresh air. Her CPA expertise and top-notch customer service made our mortgage experience smooth and personalized."

- Anna Lawson

"Erin Milstead is everything you’d want in a Lender. When she helped us in Tennessee, she really knew her stuff about all the different mortgage options. What stood out was how she treated everyone with the same respect and attention, no matter the loan size. Her advice was always geared towards what was best for us, making her an amazing partner in our financial journey."

- Brandon Fuller

"When I was looking to buy a home in Kentucky, Erin blew me away with her creative financing solutions that perfectly fit my situation. Her CPA background and her commitment to educating me and being transparent throughout the process were amazing. Erin really stands out as a Lender who genuinely wants to see her Clients succeed."

- Samantha Palmer

"Erin Milstead changed our perspective on what working with a Lender can be like. Her approachable nature, combined with her profound knowledge, made us feel completely at ease. She went above and beyond to present us with the best options for our situation, always with our goals in mind."

- George Norris

"We were purchasing a home in Wisconsin, and working with Erin was a game-changer for us. Her understanding of the market, coupled with her ability to offer creative and thoughtful financing options, was exactly what we needed. Her professionalism and personal touch make her stand out in a sea of Lenders."

- Olivia Hughes

"Erin Milstead is seriously the best. Her mix of expertise, creativity, and personal attention made our home buying experience awesome. She listens, explains everything, and really empowers her Clients, making even the complicated stuff feel simple and doable."

- Marcus Barlow

"I've worked with Erin for both my first home in Florida and my second in New Jersey. No matter where, her service, market knowledge, and commitment to her clients are always top-notch. Erin's great at handling complex financial stuff while still being super down-to-earth and easy to talk to."

- Douglas Turchin

"I have gone through this process a few times and the was the best communication and help that I have ever had. Great team work and follow thru on everything they did."

- Saymork Sourinthone

"Erin and Jenni were great. Both were super responsive and took time to answer the hundreds of questions we had. They were able to explain everything in a way that made sense to us. Would highly recommend them."

- Tracy Kingen

"Erin and Jenni are awesome. There were a lot of last minute arrangements to be made and they made them all happen."

- IRIS HORICE

"I honestly don't have the words to express how grateful I am for this experience. Erin Milstead was both friendly and professional. She kept me in constant contact with regarding every step of the process. Even when I felt a little worried she assure me that everything would work out ok. I literally could not have done this without Erin and her team. Thank you so much!"

-KJ & Rachael Stiles

"Erin in the best in the business! She is extremely knowledgeable and her customer service is second to none (even responding nights and weekends while out of the country). She couldn’t have made it any easier or more enjoyable . Highly recommend !"

-KATIE WILLIAMS

"Erin and Jenni were a dream to work with during my home purchase! They made the entire experience a breeze and zero stress!"

-ANDREA BLIFFEN

"Erin and Jenni worked SO hard to make this happen on time! Our house had unique challenges. If they didnt go above and beyond it would not have happened. Jenni had to make calls and do a lot of work beyond her scope of work. They’re both total rockstars! The best of the best!! We’ll call them for all of our future purchases."

-CYNTHIA WILLIAMS

"CMG Financial Services were very helpful and walked me through each step I needed to take to get my home. Thank you CMG!"

-JENNIFER NAYLOR

"Erin was always professional, responsive and dedicated to helping us move forward with our real estate transactions. She is A++ and ALWAYS went above and beyond to help us."

-RENEE MILSTEAD

"I would highly recommend Erin and Jenni for making this a very smooth transition. We have already passed on Erin's name to several of our friends."

-Nicholas Ruffolo

"THE BEST AROUND ............"

- STEVEN COGAR

"A great experience with the entire loan process. I have purchased several properties over the years in multiple states. Erin and Jenni were professional and enjoyable and were the best team I have worked with. They both made the process easy for me and always answered all my questions quickly and supported me to get a competitive loan in today's high interest rates. I will use them again and again. I recommend them to anyone who is looking to buy a home or investment property. Their service is outstanding."

- AMBER CARLSON

"Thank you Erin and Jenni for making the process so seamless. Your follow up and frequent check-ins made me feel comfortable with the process of transitioning to a different type of refi. You ladies rock! "

- BROOKE MOSER

"Erin & Jenni are amazing to work with. Our first time home buying experience was made easy with these two waking us through the process. They both are on attentive and prompt. I loved the online course as well."

- Lauren Mascitti

"Erin and Jenni were so kind, informative, and competent during the whole process. Anytime we had questions (which was a lot!) they were so quick to pick up the phone to talk and had so much patience. They worked tirelessly to make sure we were getting the best offer possible and we are so happy with how everything turned out! Highly recommend!"

- DERIK COOPER

"Erin and her team were great! They coached us through the entire process, and helped us get the best deal possible. We would highly recommend this team!"

- BRIDGET DEL BOCCIO

"Erin & Jenni were absolutely incredible to work with. As a second time homeowner, I wish I had them the first time around too. Erin hopped on a call after at 9pm right before our offer was signed to go over numbers. They are caring and explain things with ease."

- ROBERT & SAMANTHA HENRY

"Erin and Jenni are great. They took ample time to explain all of our lending options along with the pros and cons of each loan type. They were both great at explaining their services, answering our questions and low pressure when it came to deciding on which lender to choose. They both had clear communication when it came to closing and made sure we had all our paperwork in order. Highly recommended working with them!"

- BrenT & BECKY DAVIS

"They kept us updated through the whole process and treated us like family! Awesome experience!"

- AMANDA CONN

"Talk about a seamless efficient experience!! Highly recommend."

- BRIAN MOORE

"Working with Erin Milstead and the entire staff at CMG Homes Loans was a complete pleasure. All questions or concerns about the entire process were promptly answered and fully explained. I would be pleased to recommend the services of CMG Home Loans to all of my family and friends."

- DREW MAGID

"Erin, Jenni & team were an absolute pleasure to work with. Everything was handled with equal parts urgency and kindness. They left no stone unturned and were extremely patient fielding all of my questions throughout the process. 10/10 experience."

- Kathleen O’Bryan

"Working with Erin and Jenni is always a phenomenal experience. They go above and beyond in all aspects of the process. From starting with a financial blueprint, to selecting the best loan for your unique scenarios, through their ongoing communication, and by always being available on any day at any time to answer questions. I highly recommend working with Erin and Jenni!!!."

- Jordan Yancey

"I am a first time home buyer and getting a loan was the part I feared the most. Erin and Jenni eliminated that fear for me IMMEDIATELY after contacting them. They were available for me every step of the way, whenever I had any questions they were there to answer them. I HIGHLY recommend them for anyone looking to buy a home!"

- Ambrosha Guerena

Erin and Jenni were so great through the whole process! They took the time to explain the many forms we had to sign and gave regular updates. They worked so hard to make sure we got the home of our dreams.

- Nicholas Ruffolo

THE 2 LADIES AS A TEAM ARE UNSTOPPABLE KEEP REACHING FOR THE STARS I’LL KEEP SCREAMING YOUR NAMES FROM EVERY ROOFTOP IN THE COUNTRY

TESTIMONIALS

© 2025 THE LENDING MIX at CMG HOME LOANS
Erin Milstead - Sr Loan Officer, NMLS ID# 1523149, (615) 997-4030, erin@cmghomeloans.com
Jenni Kremer - Production Assistant, NMLS ID# 2457050, (615) 585-5530, jkremer@cmghomeloans.com
810 Crescent Centre Drive, Suite 320 Franklin, TN 37067, Branch NMLS ID# 1093019

CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS# 1820, is an equal housing lender. Licensed by the NJ Department of Banking and Insurance. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org.

THe Lending Mix at CMG Home Loans